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Bank of Japan lifts its policy rate to the highest level since 1995, sparking a broad rise across Asian equity markets

Executive summary: The Bank of Japan raised its key interest rate to 0.5 %, the highest level in 31 years, citing the need to contain inflation risks amplified by the Middle‑East war. The hike signals a shift from ultra‑easy policy, influencing yen strength, Japanese borrowing costs, and risk appetite across Asian equities.

Who is involved: Bank of Japan (Governor Kazuo Ueda), Japanese financial markets, Asian equity investors, global commodity markets.

Likely next: Markets will watch the BOJ’s upcoming policy‑meeting minutes, Japan’s August CPI release (early October), and the yen’s reaction; further tightening is possible if inflation stays above target.

The BOJ announced a 0.25‑percentage‑point increase, bringing the short‑term rate to 0.5 %, its highest since 1995. The move is framed as a pre‑emptive response to rising global inflation pressures, notably from the Middle‑East conflict. Asian indexes — Nikkei 225, Topix and China’s CSI 300 — all advanced in early trading, suggesting investors view the tightening as a sign of policy normalisation rather than a growth shock. The decision also underscores the BOJ’s willingness to act independently of the Federal Reserve’s pace.

What's next — scenarios

Base: Gradual tightening continues (55%)

BOJ raises rates another 0.25 pp by year‑end; yen appreciates 2‑3 % vs USD; Asian equities consolidate gains.

Upside: Faster normalisation (25%)

Two additional 0.25 pp hikes before March 2027; yen rallies 5 %+, Japanese banks see margin expansion, Asian risk assets rally.

Downside: Pause or reversal (20%)

BOJ holds rates at 0.5 % through 2027; yen weakens, equity gains erased, carry‑trade resumes.

What to watch

Timeline

Analysis — what this means

Likely next events

Sectors affected

Regulatory implications

Historical parallels

Key entities

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