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Bank of Maldives picks Finastra’s Essence platform to overhaul its core banking system

Executive summary: Bank of Maldives announced it will adopt Finastra's Essence platform to modernize its core banking infrastructure. The upgrade will increase the bank’s operational agility, support new digital services and improve customer experience, signalling a broader push for fintech adoption in the Maldives.

Who is involved: Bank of Maldives (the country’s largest bank) and Finastra (global financial‑services software provider).

Likely next: The bank will begin a phased implementation of Essence modules, aiming for full migration within the next 12‑18 months, accompanied by staff training and change‑management programmes.

The Bank of Maldives, the nation's largest financial institution, has chosen Finastra's Essence next‑generation core banking platform to replace its legacy systems. The move is aimed at boosting agility, enabling faster launch of digital products and improving the overall customer experience. By adopting a modern, cloud‑ready architecture, the bank seeks to reduce operational costs and position itself for future fintech growth in the Maldives.

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