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FROB’s 2025 earnings jump 169% to €7.25 bn driven by the revaluation of its CaixaBank stake and higher bank dividends

Executive summary: The Spanish resolution authority FROB reported earnings of €7.253 billion for 2025, a 169% increase over 2024. The surge reflects the growing market value of the state’s >18% stake in CaixaBank and higher dividend payouts, boosting the fiscal resources available for bank resolution.

Who is involved: FROB, the Spanish state via BFA, CaixaBank, and indirectly other Spanish banks that hold similar state holdings.

Likely next: FROB may consider further divestment or reinvestment of its CaixaBank stake, while CaixaBank could face pressure to maintain dividend levels to support the authority’s finances.

The Spanish resolution authority reported a sharp rise in 2025 profits, reaching €7.253 billion, which is 169% more than the previous year. This increase stems from the revaluation of the state’s >18% holding in CaixaBank through BFA and from larger dividend payments made by the bank. The result bolsters the fiscal resources available to FROB for future bank‑resolution actions.

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