MyInvestor announced an increase in deposit APR to 2.25% for all tenors, conditional on a €150 automated portfolio, otherwise 2%. The rate hike could attract retail savers seeking higher returns, affecting competition among Italian digital banks. MyInvestor and its customers. The bank may monitor uptake and could adjust thresholds, while competitors might respond with similar offers. MyInvestor, an online bank, announced that it will offer a 2.25% APR on all deposit products, up from 2%, provided customers maintain an automated portfolio of at least €150; otherwise the rate remains at 2%. The change applies immediately and is positioned as a competitive move in the retail banking market. The announcement reflects a strategic adjustment to attract retail savers in a low‑interest environment.
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