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Riksbank outlines terms for selling its certificates, signaling potential liquidity adjustments in Swedish money markets

Executive summary: The Riksbank published the specific conditions for the sale of its certificates on 15 September 2026. The announcement clarifies the central bank’s liquidity management tool, which can influence SEK short‑term rates and bank funding costs.

Who is involved: Sveriges Riksbank, Swedish banks and other money‑market participants.

Likely next: Market participants will monitor the uptake of the certificates and any consequent movement in SEK overnight rates.

The Sveriges Riksbank has released the conditions under which it will sell its certificates, short‑term debt instruments used to absorb or inject liquidity in the Swedish money market. By clarifying the volume, maturity and pricing of these sales, the central bank gives market participants a clearer view of its short‑term monetary policy stance. The move can affect short‑term SEK interest rates as banks adjust their funding costs in response to the changed supply of Riksbank paper. No further details beyond the published terms are provided in the release.

What's next — scenarios

Base Case: Orderly Liquidity Absorption (60%)

Short-term SEK funding costs for Swedish commercial banks will incrementally rise as excess liquidity is successfully drained.

Upside: Aggressive Quantitative Tightening (25%)

Corporate borrowers face rapidly tightening credit conditions and higher hedging costs as the Riksbank aggressively drains market liquidity.

Downside: Weak Demand and Market Friction (15%)

Commercial banks hoard cash rather than buying certificates, forcing the Riksbank to re-evaluate its pricing terms.

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