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Spanish banks offering crypto assets must prepare for quantum computing threats to cryptographic security

Executive summary: Spanish banks that provide crypto assets were warned to prepare for quantum computing attacks that could break existing crypto security. Quantum computers could undermine the cryptographic safeguards protecting digital assets, potentially exposing customer holdings and requiring costly upgrades under the MiCA framework.

Who is involved: BBVA, Cecabank, and the other four Spanish crypto‑licensed financial institutions, along with MiCA regulators and quantum‑technology specialists.

Likely next: The banks will assess post‑quantum cryptography solutions, possibly pilot quantum‑resistant algorithms, and regulators may issue guidance on quantum risk mitigation.

The Expansión article warns that Spanish financial institutions licensed under MiCA to offer crypto assets face a looming threat from quantum computers capable of breaking current cryptographic protections. Six entities — including BBVA and Cecabank — are identified as needing to upgrade their security infrastructure. The piece notes that preparing for post‑quantum cryptography is now a regulatory and operational priority for these banks.

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