Study finds cash benefits to economy nearly triple its costExecutive summary: A study released by Handelsblatt on June 24 2026 found that cash generates almost three times its economic cost to the German economy. The result underscores cash’s lingering macro‑economic value despite a clear trend toward digital payments. Researchers behind the Handelsblatt study (unnamed team) and the Bundesbank, whose prior work on payment habits provides context. Policymakers may revisit cash‑support initiatives, and payment‑industry stakeholders could adjust strategies to preserve cash infrastructure.A Handelsblatt‑cited study concludes that the economic value generated by cash in Germany is almost three times higher than the costs of its use, driven mainly by two unspecified factors. The finding comes amid a broader trend of declining cash usage as card and mobile payments grow. While the study highlights cash’s macro‑economic relevance, it does not prescribe specific policy actions.Connected developmentsBundesbank-Studie: Menschen in Deutschland zahlen überwiegend ohne BargeldBrexit-Referendum 10 Jahre: So stark hat Großbritanniens EU-Austritt der Wirtschaft geschadetKaribik: Kuba beschließt 176-Punkte-Plan zur Öffnung der WirtschaftKonjunktur: Iran-Frieden in Sicht: Kommt jetzt doch der große Aufschwung der Wirtschaft?Konjunktur: „Wohltat für die deutsche Wirtschaft“ - So reagieren Ökonomen auf einen möglichen Iran-DealOpen the full case file on Beyond →
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