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Survey reveals most people, especially women, prefer a guaranteed £50,000 over a 1‑in‑20 chance of £1,000,000, highlighting strong risk aversion

Executive summary: BBC Business published a survey showing that most people, particularly women, would choose a guaranteed £50,000 over a chance to win £1,000,000. The result indicates strong risk aversion, which can affect consumer choices, investment behavior, and the design of financial products.

Who is involved: BBC Business (publisher) and the survey respondents, with a notable emphasis on female participants.

Likely next: Further breakdowns of the survey may be released, and businesses could use the findings to tailor products or messaging to risk‑averse preferences.

According to the BBC Business survey, the vast majority of respondents said they would take the certain £50,000 rather than gamble for a possible £1 million prize. The preference was particularly pronounced among women participants. This outcome reflects a clear tendency toward certainty over high‑variance payoffs in the surveyed population. No further demographic or methodological details were provided in the excerpt.

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