The FCA’s Open Finance roadmap faces hurdles in helping SMEs due to persistent cash‑flow problems. Improving SME finance is crucial for UK economic resilience, and unresolved cash‑flow issues cast doubt on the roadmap’s effectiveness. FCA, UK SMEs A delayed rollout with increased regulatory focus on SME liquidity support. The article discusses the limitations of the FCA's Open Finance roadmap, especially concerning small and medium-sized enterprises (SMEs). It highlights that without resolving ongoing cash flow problems faced by SMEs, the roadmap will not significantly enhance their financial situations. This suggests potential systemic issues that could persist despite new regulatory frameworks.
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