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UOB raises EUR1bn via dual‑tranche covered bond at low euro‑swap spreads

Executive summary: UOB priced a EUR1bn dual‑tranche covered bond, issuing EUR500m of 2‑year fixed‑rate notes at EUR mid‑swap +7 bps and EUR500m of 5‑year fixed‑rate notes at mid‑swap +24 bps. The transaction provides the bank with low‑cost euro funding, strengthens its balance sheet liquidity and adds to the supply of EUR covered bonds in the market.

Who is involved: United Overseas Bank (UOB) as issuer; investors in euro‑denominated covered bonds; euro‑swap market as reference.

Likely next: UOB may deploy the proceeds to support loan growth and liquidity needs, with potential follow‑up euro funding transactions depending on market conditions.

On 28 August 2026 United Overseas Bank priced a EUR1 billion dual‑tranche covered bond, issuing two 500‑million‑euro tranches with 2‑year and 5‑year maturities. The 2‑year notes were set at EUR mid‑swap plus 7 basis points, while the 5‑year notes carry a spread of mid‑swap plus 24 basis points. The issuance expands UOB’s euro‑funding base and adds to the supply of EUR covered bonds in the European market.

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