German coalition’s push to tighten sick‑note rules misses the real cost driver – long‑term absences
Executive summary: The German federal government announced plans to tighten regulations surrounding the issuance of sick notes, while health‑insurer data indicate that lengthy absences, not the frequency of notes, are the primary cost driver. If the reform focuses on the wrong factor, it is unlikely to reduce insurance expenditures, leaving employers and public finances exposed to continued high costs linked to long‑term illness.
Who is involved: German federal government (schwarz‑rote coalition), Betriebskrankenkassen, employers, employees
Likely next: Parliamentary debate on the sick‑note proposal; possible shift toward preventive‑health incentives and stronger employer workload monitoring to address long‑term absences.
The governing schwarz‑rote coalition wants to make it harder for workers to obtain sick notes, arguing that frequent short absences inflate health‑insurance bills. Data from the Betriebskrankenkassen show, however, that prolonged illnesses account for the bulk of costs, suggesting the proposed measures would target the wrong lever and may do little to curb spending.
Timeline
- — Krankenkassen: Lange Ausfälle sind der größte Kostentreiber (Handelsblatt)
- — Forfait en jours : l’employeur, seul responsable du contrôle de la charge de travail de ses salariés (Le Monde — Économie)
- — Krankschreibungen: Krankenkassen: Lange Ausfälle sind größte Kostentreiber (Handelsblatt)
Analysis — what this means
Likely next events
- Parliamentary vote on sick‑note reform
Sectors affected
- Health insurance
- Occupational health
- Public policy
Regulatory implications
- Revision of sick‑note eligibility criteria
- Increased employer responsibility for monitoring work hours
Historical parallels
- 2015 German sick‑leave reform aimed at reducing short‑term absences
- 2018 French court rulings reinforcing employer liability under ‘forfait en jours’
- UK 2020 fit‑note changes shifting focus to fitness for work