Green mortgage squeeze intensifies as fewer borrowers accept higher rates for eco‑loansExecutive summary: Green mortgage rates are rising and fewer borrowers are willing to pay a premium for sustainable financing. Higher financing costs for eco‑friendly housing could dampen demand for green mortgages and strain banks' sustainability portfolios. Consumers, banks offering green mortgage products, regulators promoting ESG financing, and policymakers. Expect tighter credit terms for green mortgages and potential policy measures to stimulate demand.The article reports that green mortgage uptake is declining while rates rise, with only 13% of consumers willing to pay a premium for sustainable financing. This reflects broader market resistance to higher costs associated with ESG criteria. The trend may pressure banks to adjust pricing or limit green loan offerings. It underscores the challenge of balancing sustainability objectives with consumer price sensitivity.Connected developmentsRising mortgage rates across EuropeLow consumer willingness to pay premium for sustainabilitySolar energy expansion influencing green financeOpen the full case file on Beyond →
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