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US military strikes on Iran threaten to disrupt oil flows through the Strait of Hormuz, raising war‑risk premiums and impacting global energy markets

Executive summary: The United States conducted military strikes against Iran after asserting that Tehran violated a cease‑fire by attacking a commercial vessel in the Strait of Hormuz. Escalation raises risk to global oil shipments, could spike energy prices and trigger broader regional conflict, affecting markets and insurance.

Who is involved: United States military, Iranian forces, shipping companies, international war‑risk insurers, regional actors such as Israel.

Likely next: Potential further retaliatory strikes, diplomatic emergency meetings, possible increase in war‑risk premiums and oil price volatility.

Washington said Tehran violated the cease‑fire by attacking a commercial ship in the Strait of Hormuz and responded with strikes against Iranian targets. The action follows a pattern of tit‑for‑tac exchanges that have previously heightened tensions in the Gulf. Analysts warn that any further escalation could spike oil prices and increase insurance costs for shipping.

What's next — scenarios

Managed Escalation (Base Case) (55%)

Oil prices stabilize at a higher plateau with elevated volatility and increased freight insurance premiums.

Strait Closure (Downside/Black Swan) (25%)

Global oil supply shock leading to immediate Brent spikes above $100/bbl and supply chain disruptions.

Rapid De-escalation (Upside) (20%)

Risk premium evaporates leading to a sell-off in energy futures and increased refinery margins.

What to watch

Timeline

Analysis — what this means

Likely next events

Sectors affected

Regulatory implications

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